Common FICO Score Questions  

Posted by Secret Tips and Expert Reviews

Many people are curious as to what is considered to be a good FICO score. Basically, a good rule of thumb to follow is that you want to have at least a 650, but even that is considered to be low by many banks. The best score you can have is over 800, but that can be very hard to reach.

It's a good idea to shoot for a FICO score that is right around 750 or higher. Tomorrow, we'll share some great tips to help you get there, even if you have a bad FICO score right now.

Managing Your Money - The Basics  

Posted by Secret Tips and Expert Reviews in , ,

Ok, yesterday we covered getting the right mindset for your finances and your personal finance. Today's tip is going to cover how to start managing your money the right way. By taking the time to build a solid foundation, you'll be much more likely to succeed with your goals.

The very first thing you need to do is figure out how much you make over the course of the month, net, and how much you spend. Add up all of your expenses, even the tiniest ones, and see where you end up. Don't forget to add up cash purchases, little add-ons and all of the impulse purchases you make as well. Basically, if it is money you spend, you need to see how much is going out the door.

Ideally, you should have something left at the end of every month. If you are spending more than you are making, this is a problem that will need to be addressed. It may not even been obvious at first that you are overspending, especially if you have a good cash flow system in place. That is why it is vital to take a hard look at your monthly finances before you go any further.

Tomorrow, we'll discuss building a budget that you can actually stick to without any problems.

Getting Started on the Right Track  

Posted by Secret Tips and Expert Reviews in , ,

Unless you happen to win the lottery, no one gets rich over night. It takes time and some measure of dedication to reach your goals of wealth. So, how do you get started on the right track?

It doesn't matter if you have a dead end job, or even no job at all. Good financial practices start with getting the right mindset about your personal finances. Even if you don't have money right now, you will if you follow the basic principles of money management, saving and looking ahead.

We're going to be providing real world tips on personal finance that are meant for those that want to make a change, that want to be able to break free of the cycle of living paycheck to paycheck. These tips can be put to good use regardless of your age, or your status in life.

Tomorrow, we'll get started with the very first tip on how to start managing your money. In the meantime, think about how you view your money and what your overall goals are. This will help you get started on the right track.

Welcome to Rich Girl Secrets  

Posted by Secret Tips and Expert Reviews

Are you ready to stop living paycheck to paycheck? We'll be taking a hard look at personal finance, and providing tips that you can use to take advantage of Rich Girl Secrets.

Why is that some people always have to seem money? You're about to find out the secrets that you need to know to start making more money right now.

It's not tough - so relax, do some reading and have a little fun!

We'll also be taking a hard look at some nasty get rich quick schemes that you should avoid, as well as some great proven ways to make more money now.